Frequently Asked Questions

What is the difference between “Named Insured”, “First Named Insured” and “Additional Insured”?

Named insureds are those listed by name in the relevant block of the policy’s declaration page. Although the named insured is commonly one person, partnership, corporation or other entity with insurable interests, multiple names insured may be included.

First Named Insured is the first name listed on the policy declarations (front page of the policy). This insured acts as the legal agent for all named insureds in initiating cancellation, requesting policy changes or accepting any return premiums. The first named insured may also be responsible for payment of the premiums.

Additional insured is an entity to which a policy’s coverage is extended. An additional insured must be added to the policy prior to a claim being paid. There must be a relationship between the additional insured and the named insured. Being an additional insured on another’s policy does not eliminate the need for someone to have his/her own Commercial Liability policy.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

A claim can be reported by calling us at (800)519-8387 or directly through the company that is providing your coverage. We have provided the following information to assist you in making a claim directly through the company listed on your policy.

AIC

Agency Insurance Company

(800)841-5241

allrisks

All Risks Limited

1-800-366-5810

acilogo

American Collectors Ins., Inc.

1-800-360-2277

am

American Modern Ins, Group

1-800-375-2075
Report claim online

brethren

Brethren Mutual Insurance Company

1-800-621-4264

cincinnati

Cincinnati Insurance Companies

1-877-242-2544
Report claim online

cna

CNA Surety

small commercial bonds: 1-800-331-6035
large commercial bonds: 1-877-672-6115

cumberland

Cumberland Insurance Group

1-866-794-6399

dairyland

Dairyland Insurance Company



donegal

Donegal Mutual Insurance Co.

1-800-877-9006
Report claim online

Farmers Insurance Group

1-800-435-7764
Report claim online

foremost

Foremost Insurance Group

1-800-527-3907
Report claim online

Great American Insurance Co.

 

iwif

Injured Workers Insurance Fund (IWIF)

1-888-410-1400
Report claim online

jctaylor

J.C. Taylor Ins. Agnecy, Inc.

1-800-272-6764


Joint Insurance Association

1-800-492-5670

millers

Millers Capital Insurance Co.

1-800-745-4555

Ohio Casualty

1-866-255-5530

penins

Peninsula Insurance Co.

1-800-492-1205

Pennsylvannia National

1-800-766-2245

phili

Philadelphia Insurance Co.

1-800-765-9749
Report claim online

progressive

Progressive Group

1-800-PROGRESSIVE
Report claim online

rockwood

Rockwood Casualty Co.

 

safeco

Safeco

1-800-332-3226

Selective Insurance Co.

1-866-455-9969
Report claim online

stateauto

State Auto Ins. Co.

1-800-766-1853
Report claim online

hartford

The Hartford

Numbers vary according to type of claim
Report claim online

windsor

Windsor-Mount Joy Zurich

1-800-233-0228

zur

Zurich

(800) 987-3373
Report claim online