Frequently Asked Questions

What do I need to know when purchasing homeowners insurance?

Get the amount and type of coverage that you need by, first, determining the amount of personal property insurance and personal liability coverage that is sufficient for you. Then, select any additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement?


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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028

Elkton location »
211 West Main Street
Elkton, MD 21922

Although accidents are inevitable, drivers can follow these steps to make the process of reporting an insurance claim easy and quick.

  • Make sure no one is in immediate physical danger - call 911 if an ambulance is needed.
  • Notify the police.
  • Exchange name, address, phone number and the name of the insurance company and/or agent with the other driver(s) involved. Obtain contact information of any witnesses. If possible, get the police report. Lassen, Marine & Webster can provide an accident report form to help obtain all the correct information
  • Take note of details: date, time, location, and even weather conditions
  • Get the make, model and license plate number of the vehicle(s) involved in the accident, and write down a description of the damage. If you have a camera or camera phone on hand, take photos of all damaged vehicles, as well as the scene of the accident (i.e. the intersection, any signs, traffic lights, etc.)
  • Contact your insurance company to notify them that you have been involved in an accident, even if you are not at fault.