Frequently Asked Questions

How does the mortgage protection term insurance differ from other types of term life insurance?

The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decrease in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods, like 15, 20, 25 or 30 years. Although the face amount decreases over time, the premium is usually level in amount. Further, the premium payment period often is shorter than the maximum period of insurance coverage – for example, a 20-year mortgage protection policy might require that level premiums be paid over the first 17 years.


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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028

Elkton location »
211 West Main Street
Elkton, MD 21922

At Lassen, Marine & Webster, our goal is to assist individuals and businesses in analyzing and evaluating insurance risks and obtain the optimum product and price for clients and service client’s needs. We achieve this by offering:

The best insurance coverage for you.

Established in 1966, Lassen, Marine & Webster, Inc. has been providing comprehensive insurance protection to individuals, families, businesses and farms in Harford and Cecil County, Maryland, Delaware and Pennsylvania. As an independent agent and broker, Lassen, Marine & Webster represents numerous national, regional and local insurance companies. Because of these relationships, we are able to provide our clients with comparative quotes and offer the most competitive and comprehensive coverage available.

Personal attention you deserve.

We take pride in our excellent customer service and commit to building professional relationships with our personal and commercial clients. Although we offer a number of ways to contact us, including internet, e-mail and phone, we urge customers to stop into our local offices in Churchville and Elkton.

Knowledge you can depend on.

Continuing education is vital to our ability to best serve our clients, which is why at Lassen, Marine & Webster we are committed to staying abreast of market and regulatory changes. Not only do our agents comply with all state and national insurance licensing regulations, they take pride in pursuing individual certifications that require additional education and training. Our commitment to insurance education translates into knowledgeable recommendations that provide our clients with the most comprehensive coverage available.