Frequently Asked Questions

What about purchasing life insurance on a spouse and on children?

In certain circumstances, it may be advisable to purchase life insurance on children; generally, however, such purchases should not me made in lieu of purchasing appropriate amounts of life insurance on the family breadwinner(s). it is of utmost importance that the income earning capacity of the primary breadwinner be fully protected, if possible, through the purchase of the required amount of life insurance before contemplating the purchase of life insurance on children or on a non-wage earning spouse. In a dual-earning household, it is important to protect the income earning capacity of both spouses. Life insurance on a non-wage earning spouse is often recommended for the purpose of paying for household services lost at this individual’s death.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

A claim can be reported by calling us at (800)519-8387 or directly through the company that is providing your coverage. We have provided the following information to assist you in making a claim directly through the company listed on your policy.

AIC

Agency Insurance Company

(800)841-5241

allrisks

All Risks Limited

1-800-366-5810

acilogo

American Collectors Ins., Inc.

1-800-360-2277

am

American Modern Ins, Group

1-800-375-2075
Report claim online

brethren

Brethren Mutual Insurance Company

1-800-621-4264

cincinnati

Cincinnati Insurance Companies

1-877-242-2544
Report claim online

cna

CNA Surety

small commercial bonds: 1-800-331-6035
large commercial bonds: 1-877-672-6115

cumberland

Cumberland Insurance Group

1-866-794-6399

dairyland

Dairyland Insurance Company



donegal

Donegal Mutual Insurance Co.

1-800-877-9006
Report claim online

Farmers Insurance Group

1-800-435-7764
Report claim online

foremost

Foremost Insurance Group

1-800-527-3907
Report claim online

Great American Insurance Co.

 

iwif

Injured Workers Insurance Fund (IWIF)

1-888-410-1400
Report claim online

jctaylor

J.C. Taylor Ins. Agnecy, Inc.

1-800-272-6764


Joint Insurance Association

1-800-492-5670

millers

Millers Capital Insurance Co.

1-800-745-4555

Ohio Casualty

1-866-255-5530

penins

Peninsula Insurance Co.

1-800-492-1205

Pennsylvannia National

1-800-766-2245

phili

Philadelphia Insurance Co.

1-800-765-9749
Report claim online

progressive

Progressive Group

1-800-PROGRESSIVE
Report claim online

rockwood

Rockwood Casualty Co.

 

safeco

Safeco

1-800-332-3226

Selective Insurance Co.

1-866-455-9969
Report claim online

stateauto

State Auto Ins. Co.

1-800-766-1853
Report claim online

hartford

The Hartford

Numbers vary according to type of claim
Report claim online

windsor

Windsor-Mount Joy Zurich

1-800-233-0228

zur

Zurich

(800) 987-3373
Report claim online