Frequently Asked Questions

What about purchasing life insurance on a spouse and on children?

In certain circumstances, it may be advisable to purchase life insurance on children; generally, however, such purchases should not me made in lieu of purchasing appropriate amounts of life insurance on the family breadwinner(s). it is of utmost importance that the income earning capacity of the primary breadwinner be fully protected, if possible, through the purchase of the required amount of life insurance before contemplating the purchase of life insurance on children or on a non-wage earning spouse. In a dual-earning household, it is important to protect the income earning capacity of both spouses. Life insurance on a non-wage earning spouse is often recommended for the purpose of paying for household services lost at this individual’s death.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

personal-insurance-woman

PERSONAL INSURANCE

Looking for insurance you can rely on at a price you can afford? With 45 years of experience serving clients throughout Maryland, Delaware and Pennsylvania, Lassen, Marine & Webster has the knowledge and resources to design a plan that’s right for you.


 

Personal Insurance

We know that protecting you, your family and your personal belongings is your top priority. At Lassen, Marine & Webster, our personal insurance specialists work with you and our carriers to develop a customized insurance policy that protects your family, home, auto and other valuable possessions for a reasonable price.

The biggest investment most people will ever make is in their home. After making a sizable financial investment in your home it deserves a comprehensive homeowners plan to adequately protect it.

Although you may not own the home or apartment you are currently living in, its contents – from clothes to furniture - belong to you which is why it’s important they are adequately insured.

Protect yourself from the high risk of automobile, boat and RV liability by maintaining an adequate level of coverage for your particular situation. We have excellent policies available through reputable insurance companies and we will be happy to help pinpoint the coverages best suited to your needs.

Personal umbrella coverage is designed to give you additional liability protection above and beyond the limits on your home or auto policies. This protection kicks-in when any claim exceeds the limits already set by your determined insurance policies and protects you from potentially disparaging claims.

No matter what your stage of life, life insurance offers stability for your family’s financial future. Because everyone’s needs are different, it is best to discuss the proper amount of life insurance you need to purchase with a licensed agent. With health insurance you protect not only yourself, but your family in the event of a medical emergency that can potential be very costly.