Personal umbrella coverage is designed to give you additional liability protection above and beyond the limits on your home or auto policies. This protection kicks-in when any claim exceeds the limits already set by your determined insurance policies and protects you from potentially disparaging claims.
Basic insurance coverage may protect you in the event of a fire or auto collision, but in the event of a catastrophic event such as a child being seriously injured on your property or a fatal auto accident, basic liability coverage can fall far short in a large settlement.
Personal umbrella insurance can offer you peace-of-mind while protecting assets such as college funds and retirement savings from legal liability claims. Coverages include, but are not limited to:
- Bodily Injury
- Property Damage
- Personal Injury
- Defense Costs