With the amount of physical labor preformed on a daily basis by farm employees, accidents are bound to occur. Workers’ compensation for farms covers injury and diseases arising out of and in the course of employment.
Workers’ compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. The coverage provides wage replacement and medical benefits for employees who are injured or contract a disease in exchange for mandatory relinquishment of the employee’s right to sue the farm owner for negligence. In event of a situation such as this workers’ compensation provides payment for four types of benefits:
- Medical Benefits
- Income Benefits
- Death Benefits
- Rehabilitation Benefits
At Lassen, Marine & Webster our agents can provide you with more details concerning workers’ compensation and recommend a cost-effective way to control expenses through safety engineering and claim services.