Frequently Asked Questions

How does the mortgage protection term insurance differ from other types of term life insurance?

The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decrease in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods, like 15, 20, 25 or 30 years. Although the face amount decreases over time, the premium is usually level in amount. Further, the premium payment period often is shorter than the maximum period of insurance coverage – for example, a 20-year mortgage protection policy might require that level premiums be paid over the first 17 years.

BROWSE ALL >

Subscribe to email feed

 

Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

NO_farm1

FARM INSURANCE

As farm specialists in the Harford and Cecil County area, Lassen, Marine & Webster can assess your unique needs and risks to recommend the best insurance for you whether you’re running a large-scale operation or small family farm.


 

Similar to commercial business liability insurance, farm liability insurance protects you and the future of your farm from lawsuits arising from bodily injury claims and property damages.

Whether you are running a large-scale operation or carrying on the tradition of a small family farm there is always work to be done. On a daily basis you have a high volume of people floating around your farm, from vendors to employees, and at any time an accident may occur. If an injury, whether serious or minor, occurs on your property you can be held responsible. Farm liability insurance covers any accidental injury and protects you against lawsuits arising from bodily injury and property damage to others. Coverages include, but are not limited to:

  • Medical Expenses
  • Defense Costs
  • Bodily Injury
  • Property Damage