Frequently Asked Questions

How does the mortgage protection term insurance differ from other types of term life insurance?

The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decrease in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods, like 15, 20, 25 or 30 years. Although the face amount decreases over time, the premium is usually level in amount. Further, the premium payment period often is shorter than the maximum period of insurance coverage – for example, a 20-year mortgage protection policy might require that level premiums be paid over the first 17 years.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

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FARM INSURANCE

As farm specialists in the Harford and Cecil County area, Lassen, Marine & Webster can assess your unique needs and risks to recommend the best insurance for you whether you’re running a large-scale operation or small family farm.


 

Farm auto insurance covers all of the vehicles used on your farm property and protects you financially from auto injuries, damages and losses associated with your vehicles, employees or other persons.

Whether you have just one farm truck or a fleet of vehicles, farm auto is designed to help financially cover potential auto-related damages, loss or injury on or off your farm property. Not only does it protect you, but it protects your passengers, fellow drivers, pedestrians, other’s property and your vehicles. Coverages include, but are not limited to:

  • Bodily injury
  • Medical payments
  • Property damage
  • Comprehensive
  • Collision
  • Uninsured/underinsured motorists