Frequently Asked Questions

What do I need to know when purchasing homeowners insurance?

Get the amount and type of coverage that you need by, first, determining the amount of personal property insurance and personal liability coverage that is sufficient for you. Then, select any additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement?


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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028

Elkton location »
211 West Main Street
Elkton, MD 21922



As farm specialists in the Harford and Cecil County area, Lassen, Marine & Webster can assess your unique needs and risks to recommend the best insurance for you whether you’re running a large-scale operation or small family farm.


Farm Insurance

In an era of ongoing development and growth, Harford and Cecil County remain the proud home to many thriving farms. Based in the area, Lassen, Marine & Webster’s team of agents understand the unique issues of the Chesapeake Bay basin and have become the go-to insurance experts for everything from farm personal property and equipment to livestock and liability insurance. We consider not only your business, but also your home and family in our customizable packages that protect against a variety of events from minor hiccups to major losses.

Farm property insurance protects your farm’s physical assets, including your dwelling and household personal property, farm personal property and barns, stables, silos and other structures found on your farm.

Farm auto insurance covers all of the vehicles used on your farm property and protects you financially from auto injuries, damages and losses associated with your vehicles, employees or other persons.

Similar to commercial business liability insurance, farm liability insurance protects you and the future of your farm from lawsuits arising from bodily injury claims and property damages.

Traditionally known as scheduled personal property and other structures insurance, equipment insurance protects the equipment used to keep your farm operating, including tools, livestock, feeding tracks, irrigation systems, etc.

With the amount of physical labor preformed on a daily basis by farm employees, accidents are bound to occur. Workers’ compensation for farms covers injury and diseases arising out of and in the course of employment.

Due to the growing liability exposures facing farm owners today, an umbrella insurance policy is a cost-effective way to add more coverage to your farm insurance policy, ensuring you are adequately insured in the case of an emergency.