Frequently Asked Questions

Should I purchase earthquake coverage?

Direct damages due to earthquakes are not covered under the standard homeowners insurance policy. If you live in an area that is prone to earthquakes, you may want to consider adding an earthquake endorsement to your homeowners insurance policy. This endorsement will cover damages due to earthquakes, landslides, volcanic eruptions and other earth movements.


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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028

Elkton location »
211 West Main Street
Elkton, MD 21922



Business owners in Harford and Cecil County can rest assured knowing there is a local, independent agent nearby able to access and customize insurance plans to meet the needs of your specific industry and situation.


Property insurance covers the risk of property loss, either directly or indirectly, to commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Entrepreneurs invest a lot of money and time in creating a lucrative business, but what your business suffers an unexpected catastrophe? In just a few minutes you would lose your source of income, personal property, inventory and a huge investment of your personal time and money. To avoid losses both minor and major, make sure you are adequately insured. Lassen, Marine & Webster offers customized insurance packages that cover the following:

  • Property/Building
  • Business Personal Property
  • Business Income