Frequently Asked Questions

Should I purchase earthquake coverage?

Direct damages due to earthquakes are not covered under the standard homeowners insurance policy. If you live in an area that is prone to earthquakes, you may want to consider adding an earthquake endorsement to your homeowners insurance policy. This endorsement will cover damages due to earthquakes, landslides, volcanic eruptions and other earth movements.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

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BUSINESS INSURANCE

Business owners in Harford and Cecil County can rest assured knowing there is a local, independent agent nearby able to access and customize insurance plans to meet the needs of your specific industry and situation.


 

No business is immune to crime losses, and in the age of computers fraud is a very real threat. Talk to one of our knowledgeable agents today to find out how you can protect your business from the risk of fraud and other crimes.

Today’s technology means more opportunities for misconduct than ever, including loss of money, securities and other tangible business property due to outside theft, employee theft, burglary, robbery, disappearance or destruction, forgery of checks and computer fraud. You need to protect your business and its assets against crime. Coverages include, but are not limited to:

  • Employee dishonesty
  • Money & securities – Inside and Outside
  • Money Orders & Counterfeit Paper Currency
  • Forgery & Alteration