Frequently Asked Questions

How does the mortgage protection term insurance differ from other types of term life insurance?

The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decrease in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods, like 15, 20, 25 or 30 years. Although the face amount decreases over time, the premium is usually level in amount. Further, the premium payment period often is shorter than the maximum period of insurance coverage – for example, a 20-year mortgage protection policy might require that level premiums be paid over the first 17 years.


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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028

Elkton location »
211 West Main Street
Elkton, MD 21922



Business owners in Harford and Cecil County can rest assured knowing there is a local, independent agent nearby able to access and customize insurance plans to meet the needs of your specific industry and situation.


Business Automobile Coverage insures vehicles that are owned, leased, hired or borrowed. From private passenger automobiles to trucks and trailers of any size – from one car to a fleet of various commercial vehicles, Lassen, Marine & Webster will fulfill your Business Auto needs.

Business auto insurance lets you keep your business on the move. Whether you are using vehicles to provide mobility for your employees, products or equipment you will be secure owning a properly written insurance policy. Lassen, Marine & Webster can customize your policy to meet your specific vehicle needs whether you own, lease or rent single vehicles or a fleet. Coverages include:

  • Bodily Injury
  • Property Damage
  • Medical Payments
  • Comprehensive
  • Collision
  • Uninsured/Underinsured Motorist