Frequently Asked Questions

How does the mortgage protection term insurance differ from other types of term life insurance?

The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decrease in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods, like 15, 20, 25 or 30 years. Although the face amount decreases over time, the premium is usually level in amount. Further, the premium payment period often is shorter than the maximum period of insurance coverage – for example, a 20-year mortgage protection policy might require that level premiums be paid over the first 17 years.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

As your local insurance agent, Lassen, Marine & Webster is committed to building a strong, lasting relationship with its clients. These are the people who make it happen.

Account Executives

Robert J. Marine Jr., CIC
President
Phone: (800)519-8387 x1009
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Harry V. Webster Jr., CIC
Vice President
Phone: (800)519-8387 x1010
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Joe DiPerna
Executive Vice President
Phone: (800)519-8387 x1008
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Robert J. Marine III, CLCS
Account Executive/Marketing
Phone: (800)519-8387 x1007
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Commercial Lines Representatives

Mary Caponic, CISR
Customer Service Representative
Phone: (800)519-8387 x1003
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Evelyn Claus, CISR
Customer Service Representative
Phone: (800)519-8387 x1004
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Robert Chojnowski
Customer Service Representative
Phone: (800)519-8387 x1101
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Pam Callahan
Commercial Lines Executive
Phone: (800)519-8387 x1005
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Personal Lines Representatives

Judy Berg, CISR
Customer Service Representative
Phone: (800)519-8387 x1002
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Jennifer Webster
Customer Service Representative
Phone: (800)519-8387 x1001
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Tiffany May, CISR
Customer Service Representative
Phone: (800)519-8387 x1000
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Yvonne Peirce
Customer Service Representative
Phone: (800)519-8387 x1100
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Administration

William Pfingsten, CPCU
Account Executive/Technician
Phone: (800)519-8387 x1006
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