Frequently Asked Questions

Can an existing life insurance policy be used to provide for the repayment of an outstanding mortgage loan?

Yes: the purchase of a new mortgage protection term insurance policy is usually not required by the lender. An existing policy, either term or cash-value life insurance, can be used for many purposes, including paying off an outstanding mortgage loan balance in the event of the insured’s death.
Credit life insurance is frequently recommended in conjunction with the taking out of an installment loan when purchasing expensive appliances or a new car, or for debt consolation. Is credit life insurance a good buy?

Credit life insurance is frequently more expensive than traditional term life insurance. Further, if you already own a sufficient amount of life insurance to cover your financial needs, including debt repayment, the purchase of credit life insurance is normally not advisable due to its relatively high cost.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

As your local insurance agent, Lassen, Marine & Webster is committed to building a strong, lasting relationship with its clients. These are the people who make it happen.

Account Executives

Robert J. Marine Jr., CIC
President
Phone: (800)519-8387 x1009
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Harry V. Webster Jr., CIC
Vice President
Phone: (800)519-8387 x1010
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Joe DiPerna
Executive Vice President
Phone: (800)519-8387 x1008
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Robert J. Marine III, CLCS
Account Executive/Marketing
Phone: (800)519-8387 x1007
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Commercial Lines Representatives

Mary Caponic, CISR
Customer Service Representative
Phone: (800)519-8387 x1003
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Evelyn Claus, CISR
Customer Service Representative
Phone: (800)519-8387 x1004
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Robert Chojnowski
Customer Service Representative
Phone: (800)519-8387 x1101
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Pam Callahan
Commercial Lines Executive
Phone: (800)519-8387 x1005
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Personal Lines Representatives

Judy Berg, CISR
Customer Service Representative
Phone: (800)519-8387 x1002
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Jennifer Webster
Customer Service Representative
Phone: (800)519-8387 x1001
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Tiffany May, CISR
Customer Service Representative
Phone: (800)519-8387 x1000
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Yvonne Pierce
Customer Service Representative
Phone: (800)519-8387 x1100
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Administration

William Pfingsten, CPCU
Account Executive/Technician
Phone: (800)519-8387 x1006
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