Frequently Asked Questions

Why do I need certificates of insurance from sub-contractors?

An audit may require you to show proof that sub-contractors had their own insurance coverage. The sub-contractors’ certificates of insurance will prevent you from being charged for their exposure.

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Contact Information

Churchville location »
2907 Churchville Road, P. O. Box 70
Churchville, MD 21028
(800)519-8387

Elkton location »
211 West Main Street
Elkton, MD 21922
(800)519-8387

Churchville Office

2907 Churchville Road
P. O. Box 70
Churchville, MD 21028
Phone: (410)838-2277
Toll Free: (800)519-8387
Fax: (410) 836-2754
> Directions


Elkton Office

211 West Main Street
Elkton, MD 21922
Phone: (410) 398-9620
Toll Free: (800-519-8387
Fax: (410) 392-9178
> Directions